Upon receiving the CSA (certified senior advisor) certification a professional interview is required. Here is a copy of the interview submitted to the Society of Certified Senior Advisors. It was an enlightening experience. Professional Interview     CSA verifier

Pritiken Health Center Everyone should check this out!  Reference Desk  Social Security (Estimate your benefits)  Benefits Link  Stock information Government Benefits 2004 2005 2006  Social Security (general information):         *Amount of earnings required for a quarter of coverage  $900 $920 $970  *Domestic employee coverage threshold ("nanny tax")  $1,400 $1,400 $1,500  *Average monthly Social Security benefit check for retired workers  $922 $955 $1,002  *Maximum monthly benefit for low-income (SSI) couple  $846 $869 $904  *Maximum monthly benefit for a low-income (SSI) beneficiary   $564 $579 $603  *Full retirement age  65 years 4 months 65 years and 6 months 65 years and 8 months  *Annual maximum earnings for Social Security beneficiary under full retirement age  $11,640 $12,000 $12,480  *Monthly maximum earnings for Social Security beneficiary under full retirement age  $970 $1,000 $1,040  *Formula for Monthly Primary Insurance Amount (PIA) = 90% of first X of AIME + 32% of the AIME over X and through Y + 15% of AIME over Y   X= $612 Y= $3,689   X=$627 Y=$3,779   X=$656 Y=$3,955           Earnings subject to FICA taxes (taxable wage base):         *Maximum annual earnings subject to Social Security taxes  $87,900 $90,000 $94,200  *Social Security and Medicare combined tax rate  15.30% 15.30% 15.30%  OASDI portion (Social Security)  12.40% 12.40% 12.40%  Hospital Insurance portion (Medicare)  2.90% 2.90% 2.90%          Medicare (general information):         *Monthly Medicare Part B premiums  $66.60 $78.20 $88.50  *Medicare Part B deductible  $100 $110 $124  *Monthly Medicare Part A premium (individuals with less than 30 quarters of Medicare-covered employment and for disabled individuals under age 65 who lost disability benefits because of work and earnings)  $343 $375 $393  *Monthly Medicare Part A premium (seniors with 30-39 quarters of Medicare-covered employment)  $189 $206 $216          Medicare Part A deductibles and coinsurance for inpatient hospital care:         *Deductible for up to 60 days of inpatient hospital care (fee-for-service Medicare)  $876 $912 $952  *Coinsurance for 61-90 days (per day)  $219 $228 $238  *Coinsurance for 91-150 days (per day)  $438 $456 $476  *Per diem coinsurance for beneficiaries in a skilled nursing facility in a benefit period for the 21st through 100th day of extended care services  $109.50 $114.00 $119.00          Nursing Home Guide

Resources for Seniors (and people who care about them) Links for Seniors The links below will direct you to sites that display information particularly useful for seniors. www.medicare.gov Medicare coverage, new drug programs, 800-772-1213 www.socialsecurity.gov For all Social Security or Social Security Insurance questions. www.cms.gov Center for Medicare and Medicaid Services is the federal agency that administers Medicare and Medicaid www.naela.org Attorney locator service, by city, state, or zip code. The initials stand for National Academy for Elder Law Attorneys. www.va.gov Veterans Administration for information on benefits and resources. www.aoa.gov Administration on Aging has all kinds of information on resources, including a directory of state Area Agencies on Aging www.eldercare.gov Eldercare Locator, 800-677-1116, will help you find local community resources in any area of the country, including meals, home care, transportation, etc. www.alz.org Alzheimer's Association, information and resources (support groups), can find local organizations throughout the country To find a physician who specializes in geriatrics: www.ama-assn.org The American Medical Association has a physician locator service. Look under the specialty "Geriatrics." www.agingwithdignity.org Aging with Dignity, a non-profit organization, produces a document called the 5 Wishes that provides advance directives for medical care. www.caringinfo.org Call the toll-free number 800-658-8898 for information and resources related to caregiving and end-of-life planning. You can also find links here to state-specific forms for advanced directives.